Apart of an effort to reduce the Target Corp. company's debt will consist of  the company  selling the entire share of its consumer credit card business to TD Bank Group. It has been reported that the company has been in search of a buyer for almost two years.The deal now means that TD Bank will have control over regulatory compliance and risk management policies meaning they will make decisions about which applications will be accepted and what interest rates, if any will customers be charged with. Those who have the  Target's Red Card credit card will not be affected by the new deal. The deal sounds harmeless. The Chicago Tribune reported that "Target says it plans to use 90 percent of the net proceeds to reduce the company's debt; it aims to use the remaining funds to repurchase its stock over time."

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